Regulations library · US federal
FCRA
Fair Credit Reporting Act
In force US federal financial background checks
Accuracy, permissible purpose and dispute rights for consumer reports, including background checks for employment.
At a glance
- Who it applies to
- Consumer reporting agencies, users of consumer reports such as employers and lenders, and those who furnish data to them.
- Who enforces it
- CFPB and FTC
- When
- In effect since 25 April 1971.
This is a reference entry. The priority laws get a full practical guide first.
Recent developments
Nothing reported yet. Regulatory Watch lists new rules, enforcement and court decisions as they arrive.
Sources
Primary sources are being added to this entry.
Dates and status are from the association's inventory and are being checked against primary sources. This page explains the law for practitioners; it is not legal advice.